UUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUU（p>

借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：UUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUU法律代表：根據《中華人民共和國合同法》的規定，貸款人、借款人和擔保人經充分協商，達成如下協議：，第一條借款人向貸款人申請人民幣貸款一萬元，用于貸款項目。實際發放的貸款金額以合同規定期限內收到貸款為準，并作為合同附件，根據借款人根據項目進度提交的項目資金計劃和貸款收據，審核在天內發放貸款，以確保借款人項目進度的資金需求。因貸款人責任導致借款人不能按時提供資金的，應當按照違約金額和延期天數向借款人支付違約金。借款人違反規定，擅自改變資金使用計劃，挪用貸款或者材料的，貸款人有權停止發放貸款，第三條貸款期限為自貸款發放之日起至本息全部收回之日止的年，資金使用和償還的具體方式和時間以收到貸款為準，并作為本合同的附件。月利率為u‰，按季度計息。貸款逾期的，除限期收回外，自逾期之日起按規定加收___%的利息。

第四條借款人保證按期償還全部貸款本息。貸款逾期部分，貸款人有權在一定期限內收回貸款。如有必要，貸款人可從借款人賬戶中扣除。如果貸款單位于另一家銀行且有存款賬戶，貸款人可以與銀行協商，要求銀行扣除結算款

第五條借款人愿意按照銀行抵押貸款的規定，以自有財產或貸款新增的固定資產作為抵押，抵押品隨附詳細清單，作為本合同附件。借款人不履行合同時，貸款人有權處分抵押物和優先受償權

請借款人作為貸款的擔保人，經貸款人核實擔保人有足夠的補償性財產。擔保人有權檢查并督促借款人履行合同。借款人不履行合同的，保證人應當承擔連帶償還本息的責任。第六條貸款人有權對貸款的使用情況進行檢查和監督，了解借款人的經營管理、計劃執行、財務活動、物資庫存等情況，借款人應當提供工作便利。借款人必須按時向貸款人提交有關工程進度、貸款用途、統計報表和資料。第七條因國家調整計劃、產品價格和修訂預算需要變更合同條款的，借款人和貸款人應當簽訂合同變更協議，第八條本合同經雙方簽字蓋章后生效，有效期至年月日止。本合同一式三份，與貸款人簽訂，借款人和擔保人各執一份，（p>

借款人：借款人：借款人：借款人：借款人：貸款人：貸款人：貸款人：貸款人：貸款人：貸款人：貸款人：貸款人：貸款人：貸款人：貸款人：貸款人：貸款人：貸款人：貸款人：貸款人：貸款人：貸款人：貸款人：貸款人：貸款人：貸款人：借款人：UUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUU法定代表人：存款銀行和賬戶編號：年月日